Please enable JavaScript in your browser to complete this form.1Introduction2Section 23Section 34Entry PreviewSECTION 1: Socio-demographic Background of Person SurveyedQualifying QuestionNationality Status *Malaysian CitizenMalaysian PRAge *181920212223242526272829303132333435363738394041424344454647484950Gender *FemaleMaleOtherEthnicity *MalayChineseIndianOthersMarital Status *SingleMarriedSingle-parentWidowSocial Status *B40 (Below 40%) – Household Income Threshold: Less than RM4850M40 (Middle 40%) – Household Income Threshold: Between RM4851- RM10,970T20 (Top 20%) – Household Income Threshold: More than RM10,970Ability Status *Able-bodiedPerson-with-Disability or OKU (Orang Kelainan/Kurang Upaya). If yes, what is the nature of your disability?Nature of your disability *NextSECTION 2: Employed with education loanAre you currently still studying at an institution of higher learning? *Yes, part-timeYes, full-timeNoIf currently studying, what level of education are you studying for? *Upper Secondary School Diploma / Pre-UniversityDiplomaUndergraduate DegreePostgraduate CertificateMasters Degree PhDNot Applicable – Currently Not StudyingIf currently studying, which institution of higher learning are you attached with? *Upper Secondary School (government/private/international)Private CollegePrivate University CollegePrivate UniversityPublic UniversityPublic PolytechnicPublic Academy or InstituteNot Applicable – Currently Not StudyingWhat is your highest educational qualification already obtained? *Upper Secondary School Diploma / Pre-UniversityDiplomaUndergraduate DegreePostgraduate CertificateMasters DegreePhDWhere did you earn your highest educational qualification? *Upper Secondary School (government/private/international).Private CollegePrivate University CollegePrivate UniversityPublic UniversityPublic PolytechnicPublic Academy or InstituteHow much does your total tuition fee/course fee cost for the highest qualification you earned? *≤ RM15000RM15001 – RM25000RM25001 – RM35000RM35001 – RM45000≥ RM45001How did you finance your studies for your highest education? *Education loanOthersPlease state (i.e.: Bantuan Kewangan OKU, etc.) *Why did you choose the above option of financing your studies? *Low interest rate (certain education loan).No other choice (moderate to high interest rate in education loan repayment).Not eligible for scholarshipWhy did you not apply for a scholarship? (Multiple answers permitted.)Time consuming & tedious.Not qualified academically.Do not meet criteria for extra-curricular activities involvement.Terms & Conditions of scholarship offer not compatible with personal needs.Did not know sufficient information about scholarships prior to enrolment.OthersPlease specify *What was the key reason you applied for an education loan? *Affordable and competitive interest rate(s) offeredLoan plan was convertible to a full scholarship in the event of meritorious academic achievementsNo other choice to further higher educationOthers Please specify *How much was the total loan received? *How was your education loan spent? (Multiple answers permitted.)Tuition FeesExam FeesHousing/Rental FeesPrinting/Photocopying/Binding, etc.StationariesLaptop, Tablet or Technical ServicesPersonal SavingsSupport Familial ExpendituresMobile Phone, WiFi or Telecommunication ServicesDebt RepaymentFood AllowanceOthersCurrent Repayment Status *Completed full paymentPartially paidIn the early process of repaymentDelayed repayment modeRepayment term has not yet startedRepayment Frequency *MonthlyInconsistentNo motivation to settle loan at allRepayment term has not yet startedPreferred Repayment Option *Online bank transferAuto-deduction from salaryOver-the-counterEPFReason for delaying or not repaying education loan *UnemploymentUnderemploymentThe loan was converted into a full scholarshipRepayment term has not yet startedCurrent salary/income is too lowRepayment is too burdensomeRepayment options/methods are too inconvenientI am not committed to prioritise repayment in my personal financial planningI am not aware of any repayment needed to be performed. No one informed meWould you prefer to be offered complimentary personal financial planning or repayment counselling services after graduating and before repayment term starts? *Yes, repayment counselling service would be helpful in guiding me to perform monthly repayments consistently!NoI do not knowIf you can go back in time, would you have taken the education loan? *YesNoIf no, why and how would you have paid for your education? *Does your employer provide paid upskilling courses such as those offered by HRD Corp (Human Resource Development Corporation)? *YesNoI do not knowDo you have plans to further your studies within the next 5 years (including part-time learning)? *YesNoI have not decidedPersonal Monthly Income Range *≤ RM1500RM1501 – RM2500RM2501 – RM3500RM3501 – RM4500≥ RM4501Personal Monthly Expenses *≤ RM1000RM1001 – RM2000RM2001 – RM3000RM3001 – RM4000≥ RM4001Number of Dependents Per Household *PreviousNextSECTION 3: Suggestions to Improve Education Loans & Scholarships Policies in MalaysiaPlease kindly share up to 3 suggestions you may have to improve education loans and scholarship policies in MalaysiaPreviousNextUpdating preview…This is a preview of your submission. 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